Disclaimer

1. General Disclaimer

This disclaimer applies to all services provided by the EarnBridge platform. By using our services, you acknowledge that you have read, understood, and agree to all terms in this disclaimer. We strongly recommend that you carefully read this statement to ensure you fully understand its contents and implications for your use of our platform.

2. Nature of Service Declaration

EarnBridge serves as an online work platform connecting Ghanaians with earning opportunities. Our role includes:

• Providing a technology platform that connects workers with employers
• Facilitating work arrangements and payment processing
• Offering customer support and dispute mediation services
• Maintaining platform security and operational integrity
• Providing training and skill development resources

We are not an employer and do not directly employ users. Specific work relationships are established between users and actual employers or clients.

3. Work Opportunity Authenticity

While we make reasonable efforts to verify work opportunities on our platform, we cannot guarantee:

• Complete accuracy of all job information and descriptions
• Continuous availability of work opportunities
• Employer qualifications, reputation, or reliability
• Work environments and conditions meeting your expectations
• Work income reaching anticipated levels
• Compatibility between your skills and available opportunities
• Employer compliance with labor laws or fair employment practices

Users must independently evaluate the suitability and authenticity of work opportunities before accepting them.

4. Income Guarantee Disclaimer

We explicitly state that we do not guarantee:

• Any specific income levels or earning amounts
• Quantity or frequency of available work opportunities
• Consistent monthly earnings or income stability
• Success in obtaining work assignments
• Meeting personal financial goals through our platform

Income depends on various factors including personal skills, time investment, market demand, work quality, and individual performance. Past earnings by other users do not represent future income expectations. Any income figures mentioned are examples only and do not constitute promises or guarantees.

5. Technical Service Disclaimer

Regarding our technical services, we disclaim responsibility for:

• Service interruptions due to internet outages, server maintenance, or technical failures
• Temporary inconvenience caused by system upgrades or improvements
• Service availability impacts from force majeure events beyond our control
• Functional abnormalities caused by third-party service provider failures
• Access difficulties resulting from user device or internet connectivity issues
• Data loss or corruption due to technical malfunctions
• Mobile Money service interruptions affecting payment processing

6. Third-Party Content Disclaimer

Our platform may contain third-party content for which we assume no responsibility:

• Information and content posted by users and employers
• Job descriptions and requirements provided by employers
• Links to external websites and their content
• Communications and agreements between users
• External advertisements and promotional content
• Social media content and user-generated materials
• Third-party software or applications integrated with our platform

7. Financial and Investment Advice Disclaimer

Information provided on our platform does not constitute:

• Financial or investment advice
• Tax guidance or accounting counsel
• Legal consultation or advice
• Career planning or professional development guidance
• Business strategy or entrepreneurship advice
• Economic or market predictions

For professional advice in these areas, please consult qualified professionals licensed in Ghana.

8. Age and Qualification Disclaimer

Users must ensure they:

• Have reached the legal working age in Ghana (18 years)
• Possess the skills and capabilities to complete requested work
• Have the legal right to sign and fulfill work agreements
• Comply with all applicable laws and regulations in Ghana
• Hold necessary permits or licenses for specialized work
• Can legally receive payments and report income for tax purposes

We do not assume responsibility for verifying the authenticity of user qualifications or legal eligibility.

9. Data Loss and Security Disclaimer

Despite implementing reasonable security measures, we cannot guarantee:

• Absolute data security or protection
• Prevention of all data loss incidents
• Complete immunity from cyber attacks or security breaches
• Prevention of unauthorized access by third parties
• Protection against all forms of digital fraud or identity theft
• Continuous availability of backup and recovery systems

Users should take appropriate measures to protect their account credentials and personal information.

10. Legal and Regulatory Changes

We disclaim liability for losses resulting from:

• Changes in Ghana's labor laws and employment regulations
• Government policy adjustments affecting online work
• Industry regulatory requirement modifications
• Tax policy changes by Ghana Revenue Authority
• International trade or digital service regulations
• Data protection law updates or modifications
• Mobile Money service regulation changes

11. Disputes and Conflicts

For disputes between users or between users and employers, we:

• May provide mediation services, but cannot guarantee resolution success
• Do not assume legal responsibility for dispute outcomes
• Do not bear financial responsibility for dispute resolutions
• Recommend parties pursue legal channels for unresolved disputes
• May suspend accounts during investigations but are not liable for resulting losses
• Cannot compel parties to accept mediation recommendations

12. Payment Processing Disclaimer

Regarding payment processing, we disclaim responsibility for:

• Mobile Money service outages or technical failures
• Bank transfer delays or processing errors
• Currency exchange rate fluctuations
• Third-party payment processor fees or charges
• Tax implications of received payments
• Payment method availability in specific regions of Ghana
• Account freezes or restrictions by financial institutions

13. Skill Development and Training

For our training and skill development resources:

• We do not guarantee skill improvement or learning outcomes
• Training effectiveness depends on individual effort and aptitude
• We are not responsible for certification or accreditation
• External training providers are responsible for their own content
• We do not guarantee employment following training completion
• Training materials are provided for educational purposes only

14. Disclaimer Modifications

We reserve the right to modify this disclaimer at any time. Significant changes will be communicated to users through appropriate channels including email notifications, platform announcements, and SMS alerts. Continued use of our services after modifications indicates acceptance of the updated disclaimer terms.

15. Contact Information

If you have questions about this disclaimer, please contact us:

16. Regulatory Compliance

EarnBridge operates in compliance with:

• Ghana Investment Promotion Centre regulations
• Bank of Ghana guidelines for payment services
• Ghana Revenue Authority tax requirements
• Data Protection Commission of Ghana standards
• National Communications Authority telecommunications regulations
• Ministry of Employment and Labour Relations guidelines

However, regulatory compliance does not eliminate all risks associated with online work platforms.